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About Us

Since 1991, LD&B Benefits Administrators has set the standard in Virginia and nationwide for administering Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) in the most cost-effective and customer-service-oriented manner for both employers and employees. We are well known for providing excellent employee education to our clients’ employees, as well as our willingness to provide prompt and accurate answers.

We strive to provide exceptional individualized customer service in combination with the latest technology. This is LD&B’s niche in the FSA administration arena. We educate employees and are accessible to HR administrators and participants while providing the choice between personal service or use of state of the art technology with online services and a mobile application. Our outstanding team provides these services to participants nationwide.

COBRA Administration

Our COBRA team provides proficient management of one of the most sensitive areas of Employee Benefits. Our clients value the personalized care we provide to employers and employees, as well as our attention to the details that make all the difference in this aspect of benefit management.

This team carefully monitors the perpetually-evolving COBRA law, keeping our clients informed of all pertinent legislation and notifying employees of significant COBRA changes as mandated by the Department of Labor and Internal Revenue Service.

Business Structure

LD&B is an 100% employee-owned (ESOP) company with employees who are directly involved in the growth and development of the company.